Insights
Our perspective on the forces reshaping payments, from SWIFT messaging and the ISO 20022 migration to instant payments regulation and the digital euro.
SWIFT & cross-border
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SWIFT gpi and the push for real‑time cross‑border payments
Banks are under growing pressure to make cross-border payments trackable and near-instant. We look at how gpi adoption is changing customer expectations and back-office operations.
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Where banks really stand on the ISO 20022 migration
Coexistence deadlines keep shifting and readiness varies widely across institutions. We survey where banks actually are on mapping, testing and structured data adoption today.
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Sanctions screening in an age of faster payments
Instant settlement leaves little time for manual review. We look at how sanctions and AML controls are adapting to keep pace with faster payment rails without raising false positives.
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Correspondent banking under pressure: consolidation and what comes next
De-risking and rising compliance costs keep shrinking correspondent networks. We explore what continued consolidation means for smaller banks' access to cross-border payment rails.
Regulation and digital currency
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The digital euro and what it means for correspondent banking
A retail central bank digital currency would touch settlement, liquidity and intermediary roles far beyond consumer wallets. We unpack the implications for correspondent banking relationships.
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The EU Instant Payments Regulation and the push for faster SEPA
Mandatory ten-second SEPA credit transfers bring new verification and screening obligations. We examine what PSPs need to have in place to comply and compete.
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PSD3 and the next phase of open banking in Europe
The proposed PSD3 and Payment Services Regulation would tighten APIs, fraud liability and access rules. We outline what banks and TPPs should be preparing for next.
Insights by email
Occasional notes on SWIFT, ISO 20022 and payments regulation. Unsubscribe at any time.
Discuss what this means for you
If one of these topics is live in your organisation, from gpi and ISO 20022 to correspondent network strategy, our consultants can walk through what it means for your setup.